Workers’ compensation provides benefits to workers who are injured on the job or who have an illness, disease, or disability caused or worsened by conditions in the workplace. Most employers must have workers’ compensation insurance or else you may assert your rights in court.

Workers’ compensation laws vary from state to state and can be very complicated, but at 844 Auto Accident we are specialists in seeking justice for workers affected by negligence on the job.

Is workers’ compensation insurance mandatory?

Workers’ Compensation Insurance is a worker’s right in Georgia and in almost every state in the United States. The employer is obligated to pay it and it applies under the following rules:

• Part-time and seasonal workers

If you are part of a business where you only perform part-time work (less than thirty hours per week), you and the other employees also count as employees for Georgia workers’ compensation insurance purposes, if you are regular employees. For instance, if there are two full-time and one part-time employee, and all are regular employees, all three will be eligible for workers’ compensation insurance. Similarly, if you are in a place of business or an office where you are a seasonal employee or seasonal worker and, there are three or more workers, all of whom are regular employees, all three employees will be entitled to workers’ compensation insurance under Georgia Law.

• Limited Liability Partnerships and Corporations

The partners or members of a limited liability company (LLC) count as workers’ compensation insurance employees. However, they may voluntarily exempt themselves from the obligation to have workers’ liability insurance. To do so, they should contact their insurance company and make the necessary arrangements. Please be aware that no exemptions may be mad e for more than five exemptions in the same company. Please remember that these waivers do not decrease the number of workers for the purposes of establishing the obligations of the employer under the
Workers’ Compensation Act. That is, if three associates sign the waiver, but there are two more employees, those two employees must have workers’ compensation insurance, since they now total more than three and fall under the rule making workers’ compensation insurance mandatory.